Check your credit report for accuracy.
Mistakes in credit reports are all too common. Contact the companies below to obtain a copy of your credit report:
Free credit report (all three credit bureaus)
If you find inaccurate or incomplete information on your credit report, dispute it in writing. Contact both the credit bureau and the business providing the information. The company must investigate and report the results to the credit bureau. If you are right, all national credit bureaus must be notified.